It is hectic how people are living beyond their earnings.
Money is spent repaying bad debts and luxuries such as cars and credit cards.
People are not putting away money into investment and retirement annuities for future use.
People are living in the moment. It is a very bad and scary situation as to how many people will depend on the government pension.
People need to develop a culture of saving. A R200 will make a difference in a long run....Consider!