The whole world is becoming so ridiculously pretentious, all in the quest to fit in or look “normal”. They are deep in DEBT, yet they are still taking up more and more loans each and every day just to keep up with their next door neighbours or anyone else for that matter. Buying things they cannot afford to make themselves seem like they are doing better than they actually are. Every time I come across such people (of which happens more often than not), I stop and ask myself, “is it really worth it?” “does it actually give them internal happiness?”. They brag to me with their CREDIT cards instead of MONEY that they ACTUALLY HAVE and own. People are living a whole lifetime DREAMING and living on practically BORROWED or RENTED-TO-OWN “assets”, if I may call them that. No wonder there are not so many financially WEALTHY people in general. Stop buying all those things that waste your money every month, you know what I am talking about, we all have them.
I honour and respect men people like Dave Ramsey, who try to teach the world about money and how to build wealth and never have to pay DEBT. Let’s face reality and stop living our lives trying to impress people we DON”T KNOW and don’t even like to say the least. Live your life for what it is and and use your money wisely so that you can have a lot of it. Swallow your pride and just fix your problems by paying off your DEBTS and getting some PEACE OF MIND. This way you will be able to save and spend at the same time because, you have no DEBTS to pay. Yes it’s possible to live without DEBT, unless it is Life, car and home insurance and that’s about it. I am living this way, so I know it is possible. Read about money and you will understand better.
Keep one thing in mind. You have to polish yourself before you can shine and there’s no shortcut to it.
Pay off all your DEBTS and start saving your money and investing wisely by getting good financial advice from a wealthy individual. Don’t ask this advice from a broke person, even if he/she is qualified to do so, just go to a wealthy person PLEASE. This will be a process of a few years yet, it will be worth it in the end because you WILL be wealthy and able and won’t be faking it.
Well I have been on the mission for only a couple of months now and trust me, it is looking as bright as ever, with so much debt that I have paid off. I get to carry a lot of cash with me and that actually teaches me to say no to myself and it is very powerful to carry a lot of cash with you. I get so many discounts, only because I carry so much cash with me and then I take the savings from the discount and deposit them into my savings account together with the money I save with every paycheck at the end of each month.
Well, by now I think you get the idea (picture) of how wealthy I will be in ten years with no DEBT at all but insurance of course. DEBT is not the way!
This article is just a suggestion and if it doesn’t make sense to you, don’t learn from it, carry on living on LOANS and DEBT. I hope this will help someone join me in the path to financial wealth/fitness.
One last important thing is to exercise and stay healthy so you can enjoy your money and investments.
In the name of PEACE OF MIND.
Disclaimer: All articles and letters published on MyNews24 have been independently written by members of News24's community. The views of users published on News24 are therefore their own and do not necessarily represent the views of News24. News24 editors also reserve the right to edit or delete any and all comments received.