So the 2014 is here. Believe it or not over 50% of people will make the New Year resolution and only less than 2% will actually do something about it, and less than 0.5% will actually keep it for more than 3 months.
My suggestion for 2014 is to promise yourself that your financial situation will be better in 2014 than it was in 2013.
It does not matter if it is in your business or private life, and here is some tips how to keep it.
1. Commit. Whatever your goal will be for 2014 make sure that it is realistic, it will be easier to stick to it. Nice thing about making the financial resolution is that it will be easy to monitor and you already have the comparison scale with 2013. By “Commit”, I mean write it down. All the resolutions in your head mean absolutely nothing, so write it down, taking it one-step further it is nice to share it with someone, as if nothing else you will be too ashamed to admit failure to someone else.
2. Plan. Break your goal down to “bite” size milestones. Break it down to months, weeks. This will help you seeing your goal in a very achievable scale. I hope that by then you will realize that you need to either increase your income or decrease your expenses, and yes, I know it is harsh but it works. This step might force you to get additional job, it is not unusual to have extra or part time job. Remember you need to do something different to have different result.
3. Measure your results. The nice thing about having a comparison scale with 2013 is that you should have something like a bank statement from the previous year to measure your achievement against it. The monitoring process will give you an indication if you are on the right track or do you need to adjust, change your plan of action.
Us human beings are very ambitious species, otherwise we would be still sitting in a cave around a wood fire. But the movement forward belongs to those very few who made a decision to do something different, to those who thing outside the box, to those who dream and believe that we can have something better. Most importantly the success belongs to the 0.5% that actually have done something about it.
Wishing you all a happy, healthy and prosperous 2014, with the hope that instead of seeing the glass half empty you will fill it to the brim.
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