Okay , so a few days ago , I was informed by "discovery health" that hey it is that time of the year again... We need to look at your payslips to work out your monthly premiums for the next year.
Yes I fealt the same as old showerhead when the camera's turn from Obama to him..... Booooooooo!!!!! Anyway I gave them what they required , and then the Boooooo!!!!! somehow felt justified.... I was told my premiums have gone up , in fact gone up is putting it nicely.... They have more than doubled. And here I though Obamacare was in the USA.
I asked why? They said because I earn about a certain income.. Now here is the part that makes as much sense as trying to tumble dry a sponge cake.... They say : "I am paying more because I am earning more, that is why I am moved up to a higher bracket." Wait a second ... Please explain to me how you get that.
Well your GROSS salary falls into this category..... Wait did I understand that correctly... My GROSS salary....!! Yes that is correct... As was tried to explain to them, my BASIC salary is the one of importance here, that is the one that all things must be use to calculate things. I am working overtime thus my GROSS will be more, take the overtime away and leave me with my basic, I am sure it would be illegal to take away so much from a single person or that percentage of a salary.
Nope! All premiums are calculated on your GROSS income and NOT your BASIC... So what happens when the overtime is cut or gone then? I was told then I must submit an affidavit and my 3 months payslips without overtime to them and then they will review it... No really .... WTF???? I am minimum wage, how the ^%$^$( am i supposed to go three months without paying accounts, or without having petrol? Or food ? Or kids school fees? So that Discovery can review something that , that has as far as I can see never happened to me before?
Everything else you apply for , even a cell phone contract , they want to see your BASIC salary, not your GROSS. Overtime can fall away but your BASIC will remain the same , so premiums are worked out on that, how are these people thinking/working ?
Anyone got any advice for me? Feels like I am being made to pay for the private hospital in a certain kraal..... If you are with discovery health take careful note guys, they may very well be trying to stick something like this up your nkandla...
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