ARTICLES RELATING TO CREDIT

Spain to probe firms over credit card misuse

2014-10-03 17:15

Spain's tax office will investigate the large companies over possible misuse of corporate credit cards, after accusations of mass abuse at a savings bank.

ConCourt to hear credit appeal

2014-09-15 20:00

The Constitutional Court will hear an appeal on whether a credit provider's failure to register under the credit act invalidates a loan agreement.

Cash repayments part of African Bank collapse

2014-09-15 12:32

The problems at African Bank could perhaps have been avoided if it relied less on cash repayments of loans, suggests an expert.

JD Group soars on finance unit sale news

2014-09-02 10:16

The share price of JD Group has jumped more than 5% in early trade after the struggling furniture retailer said it will sell its financing arm.

What you need for a bond application

2014-08-26 16:48

A Fin24 user is saving to buy his first property and wants to know banks' criteria for successful bond applications.

Lessons to learn from African Bank

2014-08-19 07:00

The management team of African Bank, quite simply, lent too much money to too many customers who didn’t pay back their loans, explains an expert.

Credit shock for maintenance defaulters

2014-08-06 13:56
79 comments

Parents who do not pay their children's maintenance will soon be in for a shock should they apply for a loan or credit.

Consumers tighten belt amid tough times

2014-06-26 07:00

Despite South Africa’s economic troubles, more consumers are now classified as being in good standing, says the National Credit Regulator.

Entrepreneurial jitters

2014-06-23 14:01

Advice on how to motivate reluctant students to start small businesses.

African Bank confirms 'junk' status

2014-06-04 13:50

African Bank Investments has confirmed that Moody's Investors Service downgraded its credit rating status, leaving its shares hammered yet again.

Slower credit growth could curb rate hikes

2014-05-30 10:27

Growth in credit demand from South Africa's private sector has slowed in April, according to data from the SA Reserve Bank.

Clearing muddy waters of credit amnesty

2014-05-21 17:15

The latest credit amnesty by the department of trade and industry was bound to be misinterpreted by the general public and companies alike, explains an expert.

Credit amnesty: Record goes, debt stays

2014-05-12 14:02

The credit amnesty implemented in 2014 is unlike the one implemented in 2007, where consumers needed to follow a certain process to benefit, says an expert.

Gallery

The missing human factor

2014-05-06 14:45

Debt-ridden consumers get no empathy from credit providers, says a researcher.

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How to boost your credit score – even in hard times

2014-05-05 13:29

Even with interest rates on the rise, you can still manage your debt. Here's how:

How to use credit effectively

2014-05-02 17:27

There are three key reasons why some households manage their money more effectively, says an expert.

Vehicle finance despite bad credit record

2014-04-29 13:46

A Fin24 user is worried about whether he will be able to obtain vehicle finance despite his bad credit history.

Explosion in unsecured credit

2014-04-28 16:00

The explosion of unsecured credit in the last four years should be considered a systemic risk, warns an expert.

Late payments dilemma

2014-04-04 09:35

Advice for a user who is battling with clients paying late or withholding payment.

ANC cheers bold consumer moves

2014-04-01 15:43

Government's steps to ease the burden of high communication costs and access to credit for many South Africans is bold and decisive, says the ANC.

Households credit wary amid rate hike fears

2014-03-31 11:49

SA households are trying to reduce their vulnerability to future interest rate hikes by keeping their credit growth more in check, says an expert.

Support for tighter credit regulation

2014-03-12 18:11

While the national credit amendment bill faces strong opposition from many credit lenders, there is also some support in the industry for stricter regulation.

Consumer credit health still deteriorating

2014-01-31 08:00

The latest TransUnion Consumer Credit Index shows that consumer credit health remains under pressure.

Public hearings on credit amendment bill

2014-01-17 15:46

Public hearings on the national credit amendment bill, which has been referred to the portfolio committee on trade and industry, will take place soon.

SA women suffering financial meltdown

2013-10-10 05:00

More and more women are finding themselves in a financial pickle due to their love of spending on credit.

 

Consumers urged to use credit responsibly

2014-09-25 11:06

New credit extended for mortgages has grown by R2.3bn for the quarter ended June, according to the National Credit Regulator.

ConCourt to hear credit appeal

2014-09-15 19:58

The Constitutional Court will hear an appeal on whether a credit provider's failure to register under the credit act invalidates a loan agreement.

Beware of 'sharks in suits' - minister

2014-09-11 13:03

Sharks in suits are preying on social grant beneficiaries and looting their bank accounts, warns Social Development Minister Bathabile Dlamini.

Bank downgrades bad news for consumers

2014-08-27 07:00

The downgrade of SA's four biggest banks means consumers will likely pay more when seeking loans and be subject to stringent credit checks, says an expert.

Capfin in hot water over easy loans

2014-08-22 20:16

The National Credit Regulator is of the opinion that Capfin's approach is a transgression of the National Credit Act, because no proof of income is requested.

Lending against moveable assets increases

2014-08-11 17:25

While unconventional, the lending against moveable assets can help businesses stay in business longer and pay employees and suppliers, says experts.

SA's credit growth quickens

2014-07-29 09:28

Growth in credit demand from South Africa's private sector has quickened year-on-year in June, shows reserve bank data.

Credit extension slows down

2014-06-25 17:51

The latest data shows a seasonal decline in the value of new credit extended to consumers, says the National Credit Regulator CEO Nomsa Motshegare.

How to motivate youthful entrepreneurs

2014-06-19 16:39

An expert gives advice on how to induce seemingly reluctant or nervous students to start small businesses.

Credit growth: SA could head for recession

2014-05-30 12:18

Household sector credit growth slowed in April as economic numbers pointed to South Africa possibly entering a recession, says an expert.

Types of info on a credit report

2014-05-23 12:40

It is useful to know the types of information contained in your credit report and how to use it for insight and corrective action.

Pitfalls of personal loans explained

2014-05-18 14:19

Many consumers do not take out personal loans to live beyond their means, but they are using credit to pay for basic living costs, says an expert.

How to boost your credit score – even in hard times

2014-05-12 09:30

Even with interest rates on the rise, you can still manage your debt. Here's how:

Gallery

TransUnion CEO Geoff Miller says it is concerning that consumers are using credit cards more frequently for day-to-day household purchases.

8 comments 6931 Views

Take a holiday without going into debt

2014-05-04 10:13

It is critical to ensure that you consider the long term financial implications your dream trip could have, warns an expert.

More consumers use credit cards to get by

2014-04-29 14:51

Consumers' budgets remain under considerable pressure and are vulnerable to higher consumer inflation and worsening employment conditions,warns an expert.

Gallery

Debt-ridden consumers do not get empathy from their credit providers, says researcher Rob Powell.

2 comments 1028 Views

Debt timebomb: Relief coming for consumers

2014-04-23 05:30

Consumers who are neck deep in debt are set for another windfall, with legislation in place to make it illegal to collect debt that is more than three years old.

Challenge for credit industry to innovate

2014-04-03 18:01

Credit lenders should not moan about the new credit amnesty, but should rather look for new ways of deriving consumer information, says an expert.

Credit cleansing for consumers

2014-03-31 20:45

Consumers are urged to approach credit bureaus as the much anticipated credit amnesty kicks in.

Losing sleep over late payments

2014-03-26 16:08

A Fin24 has a big problem with clients paying late or withholding payment altogether.

SA aims to tighten debt collection

2014-02-21 18:58

The national credit amendment bill, which seeks to make it illegal to collect prescribed or expired debts, has been adopted by parliamentary committee.

South Africa's credit growth slows

2014-01-30 10:03

Growth in credit demand from South Africa's private sector has slowed year-on-year in December.

Marikana credit registration cancelled

2013-11-01 16:49

The registration of a credit provider operating at Marikana, has been cancelled for contravening the National Credit Act, the National Credit Regulator says.

Wonga's SA growth 'exceeds expectations'

2013-10-09 19:44

Online short-term loan provider Wonga has achieved phenomenal growth in South Africa, despite growing concerns over levels of unsecured lending.

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