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ARTICLES RELATING TO CREDIT AMNESTY

Bad credit record because of forgotten account

2014-11-24 10:51

A Fin24 user was surprised to find he has a bad credit record for an overdue account he could not remember having opened.

No more reckless lending to consumers

2014-07-08 21:26

The new credit act, which will soon be implemented, will not only tighten measures to grant credit but also offer more protection to consumers.

How to read your credit report

2014-05-23 14:33

It's important to review your credit report at least once a year so you know what your lenders are saying about you.

What is on your credit summary

2014-05-23 13:15

The credit summary section of your credit report includes the number of public records as well as defaults against you.

Credit amnesty: Record goes, debt stays

2014-05-12 14:02

The credit amnesty implemented in 2014 is unlike the one implemented in 2007, where consumers needed to follow a certain process to benefit, says an expert.

Your debt stays

2014-05-01 12:07

Credit amnesty is not a debt pardon and consumers should still pay all their debts.

Gallery

This simple infographic explains what the credit amnesty means to you.

1 comments 1497 Views
Gallery

Credit amnesty unpacked

2014-04-28 16:00

Calling regulations to adjust consumers' credit records credit amnesty is misleading, says Zak King, editor of DebtFree DIGI.

3 comments 3189 Views
 

Credit amnesty: Millions of consumers score

2014-11-03 21:00

The slate has been wiped clean for around 3.1 million South Africans with adverse consumer credit information, says Trade and Industry Minister Rob Davies.

Impact of credit amnesty on good credit record

2014-08-11 18:46

A Fin24 user wants to know if the recent credit amnesty could have a negative impact on consumers with an already good credit record.

Zuma signs credit amnesty amendment into law

2014-06-23 12:58

President Jacob Zuma has signed the National Credit Amendment Act, which provides for the automatic removal of adverse consumer credit information, into law.

Account history shows bulk of credit report

2014-05-23 14:23

The account history/payment profile section of your credit report contains the bulk of the information.

Clearing muddy waters of credit amnesty

2014-05-21 17:15

The latest credit amnesty by the department of trade and industry was bound to be misinterpreted by the general public and companies alike, explains an expert.

Amnesty and the struggle for credit

2014-05-05 18:32

Many consumers could unwittingly be struggling to obtain credit due to their ignorance of certain aspects of the National Credit Act, explains an expert.

FAQs on credit amnesty

2014-05-01 10:19

Credit bureaus have been inundated with calls from consumers since credit amnesty took effect on April 1. We answer some frequently asked questions.

Your debt stays

2014-04-28 16:01

The credit amnesty is in no way a debt pardon and consumers are urged to continue paying all outstanding debt.

Gallery

Zak King, editor of Debtfree DIGI, answers some user questions on credit amnesty live in our studio.

1 comments 833 Views

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