The Pros of Budgeting

Living beyond your means? Follow these tips and secure your financial future.

• Are you a shopaholic?

The Pros of Budgeting

Living beyond your means? Follow these tips and secure your financial future.

• Are you a shopaholic?

Many happy returns

Which retirement strategy offers the best bang for your buck?

• Ten steps to a carefree retirement
• Focus on retirement or face bleak future
• How much do I need to retire?
• Best retirement options
• Retiring in comfort
• Pension timeframe

Five reasons to keep saving

Some simple motivations to keep you going when your savings resolve falters and the going gets tough.

• The secret to money
• The gift of education
• The Salticrax dilemma
• Saving for your child's education
• Struggling to make ends meet
• How to grow your savings

Designing our own economy

Adriaan Bester discovers the benefits of belonging to a stokvel.

• Selling promises
• Cycle and smell the coffee
• Life in the slow lane
• Breadline basics
• Managing SA's reputation
• Navigating the urban jungle

Money mistakes to avoid in December

Here's how to extend the life of your festive salary and bonus.

Debt a curb on saving

The low savings rate is in fact a debt problem, says Clark Gardner.

• Short-term savings advice
• South Africans urged to save bonuses
• How to grow your savings
• SA women keep secret savings - survey
• Struggling to make ends meet
• Pay debt or invest?

How to save for your child's education

What is the best way to set money aside for your child's school and university fees? A Fin24 user gets advice.

• Fundisa investors get R4.8m bonus
• The power of compound interest
• Shave years off your bond
• Budget blues
• Pay debt or invest?
• ‘Take charge of your life by saving’

Budget blues

Adriaan Bester weighs instant gratification against nobler options.

• Stylish saving
• Brave new world
• Faith in my fellow man
• Musings on transport
• Leaving a legacy
• Rising to my heritage

Wedding bells, savings hell

A Fin24 user was left broke by his wedding day.

• To-do list after saying 'I do'
• Power of the prenup
• Investments in marriage
• What happens if my husband dies?
• How do I save for a wedding?
• Pay debt or invest?

Recipe for a successful retirement

The ingredient list for a comfortable retirement isn't long - but it's crucial to get the mix right.

• A home not enough for retirement
• Advice on RA options
• Old age grant
• Is my surplus tax free?
• SA grapples with low savings rate
• Pension preparation

People have their say on rate cut

Most people seem to be oblivious to interest rates and how it affects them, shows a spot poll by Fin24.

• Rate cut surprises South Africans
• Rate cut may hurt debt levels
• Marcus: Rate cut right thing to do
• Rate cut: Homeowners save R4.6bn a year
• ‘Take charge of your life by saving’
• SA grapples with low savings rate

What you should be saving each month

Here's how to give yourself the best chance of being part of the 6% of SA’s population that retires comfortably.

• How to detox your finances
• Ways to sring clean your finances
• Budget if you want to save

It is National Savings Month

Savings month is a stark reminder of South Africa's dismal savings rate. See what Finance Minister Pravin Gordhan has to say.

• How to detox your finances
• Ways to sring clean your finances
• Budget if you want to save

The Pros of Budgeting

Living beyond your means? Follow these tips and secure your financial future.

• Are you a shopaholic?

Retirement catch up

What to do if you started saving late for retirement.

• Pension pay-out vs debt
• Pensions black hole
• Treasury: Saving must become law
• Use pension to settle debt?
• Where's my pension surplus?
• Retirement fund fined

How to get a loan

How do you convince your bank to lend you money? Helena Wasserman shares her tips.

Detox your finances

Advice on what your 2012 priorities should be.

• Financial to-do list for 2012
• Protect your bonus
• Saving for a child's future
• Property vs savings
• South Africans cut back on savings
• Hide the credit card

Detox your finances

Advice on what your 2012 priorities should be.

• Financial to-do list for 2012
• Protect your bonus
• Saving for a child's future
• Property vs savings
• South Africans cut back on savings
• Hide the credit card

Protect your bonus

Save, don't splurge, warn the experts.

• Eskom boss not ashamed of bonus
• Minister slates big bonuses
• Employers urged to hold off on increases
• Handsome bonus for Woolworths CEO
• Hide the credit card
• Saving for a child's future

Hide the credit card

Think before spending this Xmas season, urges the SA Savings Institute.

• Steady rates give consumers relief
• SA consumers cautious, bargain hunting
• Walmart uses apps to target shoppers
• Retail sales surge bodes well for sector
• Retail sales growth picks up
• CPI, retail sales data dim rate cut hopes

Bond as salary percentage

Advice on what percent of your salary you should pay towards a home loan.

• Political risks and property
• Cash in shares to buy a house?
• More single women snap up houses
• Too late to fix home loan rate
• Is it time to buy a holiday home?
• Should newlyweds buy or rent?

Manuel: Too many caught in debt trap

The number of credit active South Africans is double that of those in formal employment, says Minister in the Presidency Trevor Manuel.

• Sabric: Beware of home loan scams
• Fears of renewed debt clampdown
• SA's debt trap widens

Treasury: Saving must become law

The Treasury will release a discussion document to pave the way for government to lay down legislation making it harder for people to cash in their pension benefits.

• Gordhan: Low savings holding SA back
• World Bank urges SA to save more
• Stokvels to the rescue