Beware FB holiday updates

2015-04-26 15:00

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Facebook (FB) may be great for keeping in touch with friends, but it could prove to be the worst thing for British holiday-makers.

UK insurance firms are increasingly checking people’s social-media accounts after a break-in to see if they posted online that they would be away from home – and then using this as a reason not to pay out.

UK tabloid Daily Mail reported that most insurers have a “reasonable care” clause in contracts so they don’t have to pay if they can prove people weren’t careful enough when protecting their possessions.

In the past, this clause was used in cases of burglary where doors or windows were left unlocked or open, but increasingly it is being used against holiday-makers who tell their friends about their holiday plans online.

Britain’s police have also repeatedly warned that would-be thieves will check social-media sites to see whether property owners have said they will be away before striking while nobody is home, the newspaper reported.

Families who posted pictures of themselves on the beach, or announced they were off on a two-week trip, could be deemed to be helping criminals.

A spokesperson for the Financial Ombudsman Service told the newspaper: “It’s possible that your insurance cover could be affected if you explicitly announce your plans online.”

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