Insurers now offer drive-home assistance

2013-12-08 14:00

Every year about 18 000 South Africans die and about 150 000 are injured in motor vehicle accidents.

Alcohol is a factor in about 50% of the cases. Statistics from 2013 show that the death toll caused by drunk drivers has now increased to nearly 12 000 annually.

The good news is that short-term insurers and even banks are now offering you drive- home-assistance benefits.

Bradley Du Chenne, a senior executive of Dial Direct Insurance, says people drive after they have been drinking for various reasons, such as:

»?The high cost or inaccessibility of taxi services;

»?Unwillingness to be the designated driver for fear of not having as much fun without alcohol; and

»?Poor planning, which results in them either ending up somewhere in their own car and seeing no option but to drive themselves or with a group of people, all of whom are under the influence, resulting in them getting into a car with a driver who is drunk.

However, you can avoid these situations simply by designating a driver, booking a taxi or opting for any one of the ferrying services that have become available, such as Nite Owls or Good Fellas.

Ideally, you should prebook the service. For example, you may find that you are required to book at least 90 minutes before you need a lift.

Find out whether your insurer, or even your bank, offers a similar service before you fork out for a taxi or resort to driving drunk.

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