Keep fit and increase your medical cover

2012-10-06 12:44

Momentum has changed the way medical schemes incentivise members to remain healthy.

Instead of travel discounts or free movies, Momentum Health’s wellness programme, HeathReturns, allows you to earn money for your day-to-day savings.

You can lower medical costs just by getting active.

Momentum’s HealthReturns programme enables members to earn additional funds to supplement their day-to-day healthcare cover.

HealthReturns are paid based on members’ level of activity, which are measured based on activities such
as gym visits, pedometer steps or fitness assessments.

It is a great way to keep you motivated to keep up the gym regime.

For example, if you attend gym 10 times a month you can earn R100 a month.

If you pay that into your day-to-day savings account (Momentum HealthSaver) it would double to R200.

As a couple you could increase your medical savings account by R400 a month or R4 800 a year.

You can use these funds for regular medical expenses or for cosmetic procedures such as laser eye surgery.

A health assessment that is paid from the member’s risk benefit is a prerequisite to earning HealthReturns, as is complying with prescribed chronic treatment (but only in those instances where a health assessment shows increased levels of cholesterol, for example).

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