Your financial fitness plan for 2015

2015-01-12 07:00

If you have a financial hangover from all the spending you did over the festive season, this is a great time to take a hard look at your money habits and revise them. Tumi Mothoagae, financial adviser at Liberty, says: ‘Just as you plan to renew your energy and your body with an ­extensive fitness plan, there are steps you can take to ensure that 2015 is a financially fit year for you.’ Neesa Moodley breaks it down.

To deal with the month of Januworry, you need to be conscious of every cent you spend. Draw up a monthly budget that lists your income and expenses, and use it to ensure you do not spend more than you earn.

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