First-time homeowner

By admin
08 October 2013

Barbara Ngesi desperately wants to own her own home. In 1998 she applied for an RDP house and was put on a waiting list. Move! gathered information from the Department of Housing and this is what they had to say.

Who qualifies for housing assistance?

Currently, those who are unemployed or earn less than R3 500 per month. You must be a first-time home buyer, a South African citizen and over the age of 21. You also have to show your birth certificate and ID when applying. You need to apply at the municipal office in your area.

Do you have to pay if you apply for an RDP home?

If you are not working, you don’t have to pay anything. If you are working, there is a certain amount you will have to pay back. This is not a large amount and will be calculated according to what you earn. Payment arrangement will be made with your municipality. Do not pay anybody who promises to give you a house unless you have checked with your municipality. Get everything in writing and keep a record of all the documents.

How long does Barbara have to wait to get a house?

This will depend on the waiting list in her area. There are millions of people in the country who are looking for assistance, so sometimes it does take time to get help.

Find out if you qualify for a house or a subsidy from your municipality. You can also call the national call centre at the Housing Department on 0800 146 873. The call centre is open during working hours.