Review house policy

2017-01-18 06:01

Home owners must review their household maintenance in line with insurance requirements to know what is expected when bad weather or storms occur.

“Although standard home insu-rance policies co-ver damage to all insured structures resulting from lightning, storm and flood damage subject to limits and excesses, claims will be settled within the co-verage limits and exclusions of your policy.

“For example, if your gutters are not maintained and you suffer water damage as a result of this, you could be prejudiced in a claim,” said Mandy Barrett of the insurance brokers Aon South Africa. Visit for more information.

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