Borrowing from days already worked

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A salary advance could offer real solutions to workers caught in a debt trap.
A salary advance could offer real solutions to workers caught in a debt trap.


A few years ago, I came across an article about how Walmart in the US allowed its workers to access a portion of their salary before payday at the end of the month.

For example, if you have worked for 10 days of the month but find yourself in a cash flow crunch, rather than going to your local loan shark, you could draw a percentage of your salary already accrued to you during those 10 days. This would then be deducted from your salary payment at month end. I retweeted the article as it seemed like a great solution, especially for lower-income earners.

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