Assassinations, purchased corpses, someone else’s HIV-positive blood – all for an insurance payment

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Rosemary Ndlovu killed for money. Photo: Rosetta Msimango/City Press
Rosemary Ndlovu killed for money. Photo: Rosetta Msimango/City Press


Syndicates have taken out funeral policies on people’s lives and then had them killed so they could claim the payout benefits; policy beneficiaries have been involved in the deaths of policyholders; and a disability claim was filed with someone else’s HIV-positive blood results. These are some of the instances of fraud that life insurers stopped last year.

South African life insurers intercepted almost 4 300 fraudulent and dishonest claims amounting to R787.6 million before they were paid out. That is significantly more than the 3 186 cases worth R587.3 million that were stopped in 2020, says the Association for Savings and Investment SA (Asisa).

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