Get help for your debt: Before it’s too late!

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Everyone knows the saying “too little too late”. But when it comes to debt review, when is it too late to apply?

Debt review or debt counselling is a process in terms of the National Credit Act, Act 34 of 2005, where a consumer who is over indebted (a consumer who is unable to satisfy timeously all the obligations under all the credit agreements to which the consumer is a party to) applies to a debt counsellor to assist him or her in restructuring his or her debt with credit providers by reducing the monthly instalment and extending the term of the credit agreement.

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