When is a medical emergency an emergency?

Cape Town - You think there’s something seriously wrong with you, because you are having chest pains, and you go off to the trauma unit on a Sunday afternoon.

But many people have had an unpleasant surprise when their medical scheme or hospital plan does not want to pay for this, and they get landed with the bill, which could be substantial.

When will your medical scheme or hospital plan pay, and when will you be footing the bill?