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Retirement advice for a self-employed person

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A Fin24 user who is self-employed wants to start a retirement plan and seeks advice. He writes:

I'm 42 years old and self employed and I would like to have a retirement vehicle. Monthly I earn around R10 000 after my expenses and I would like to invest this money for retirement. Do you have any suggestion?

Johan Stadler from FNB Financial Advisory division responds:

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