Saving money is hard work. Protect yourself from the unpredictable economy and take money matters into your own hands. Watch this clip for tips to get started on your savings:
1) Spend responsibly
Never spend more than you earn. Dipping into your savings or using credit to maintain an elaborate lifestyle will come back to haunt you.
2) Buy clothing on sale
Sign up to your favourite retail stores' newsletters and be the first to know of sales. Head to the clearance rack or simply shop online to limit temptation.
3) Start saving now
The sooner you start saving, the more you can earn with compound interest. Try to save between 10-15% of your monthly income.
4) Hands off the pension
Never dip into your retirement fund. Save separately for holidays and other luxuries. Your future you will thank you.
5) Be tech savvy
Technology allows you to spot the latest deals and compare prices and use free Wi-Fi spots for large downloads.