THINK back to January 2015 – you were going to get thin, wipe out your debts and go to the gym. Yeah, right.
It might be easier to hit the mark if you take smaller steps, so let’s start by focusing on the finances.
For many South Africans, pure survival is more or less what they can hope for. But even for many salary earners, 2015 has not been a great year: the spiralling cost of living, low or no salary increases, the tumble of the rand, and the ever-present threat of retrenchments have made sure of that. In short, it’s been tough, and by all accounts 2016 will be tougher.