Johannesburg - You might be surprised to know that there is such a thing as good debt. Obviously we should all try to avoid getting into debt at all, but it's also smart to look at some types of debts as investments that create wealth for us.
How to use good debt rather than bad debt
Unless you're very fortunate, debt is something you will have to contend with during your life. You may already have some form of debt, possibly a student loan or, on a smaller scale, a clothing or book store account.