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Balance your lifestyle with a retirement portfolio

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There should be a distinct differentiation between the purpose of a lifestyle portfolio, which is to invest in for your current needs, and the objective of an investment portfolio that must provide you with an income after your retirement. The latter must help you to have a roof over your head and enable you to maintain your lifestyle after retirement.

These two portfolios mostly lead to a certain extent of tension. As we know, it’s never easy for people to spend less on their families’ current lifestyle needs. As your income increases, your monthly expenses will usually also increase, despite inflation, in order to live more comfortably.

Two portfolios closely intertwined

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