The pitfalls of some cheap hospital plans

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Cape Town - You get what you pay for, and hospital plans are no exception to this rule. Lurking in the benefit schedules can be some very definite restrictions that you need to be aware of.

While the law states that all medical scheme members have to be covered in full for prescribed minimum benefits (PMBs) you might be hospitalised for something that is not a PMB.

There are also other things that lurk in the benefit schedules of many hospital plans which could leave you seriously out of pocket. It might be an idea to investigate exactly what you are covered for, and more importantly, what you are not.

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