PLEASE explain to me how young people can get credit today. Wherever they apply (clothing, cell and furniture departments) they get declined because they haven’t got a credit record.
It doesn’t get taken into account that they have a permanent job, a good salary, etc. This means if their family can’t help or if they can’t pay cash they are stuffed. How are they going to help grow the economy or live a productive life? Please, young people have to start somewhere.