Fraudster admits conning Capitec Bank out of R1.5m with the help of a bank staffer

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A man has admitted to conning Capitec bank.
A man has admitted to conning Capitec bank.
  • Capitec Bank in Graaff-Reinet in the Eastern Cape lost R1.5m after an employee and two outsiders hatched a scam to con unsuspecting loan applicants, according to the Hawks.
  • Bank staffer Zakiya Mahomed and her two accomplices Ashley Le Roux and Heinrich Presensie used the loan applicants as bait to scam the bank, the Hawks said.
  • The three would get the lion's share of the loans and only give smalls amounts to the bank clients. 

An Eastern Cape man has admitted that he, a Capitec Bank staffer and a friend devised a scheme to dupe the bank out  of money.

Heinrich Presensie pleaded guilty to fraud and money laundering and was convicted in the Gqeberha Specialised Commercial Crimes Court on Wednesday. 

According to the Hawks, he, bank employee Zakiya Mahomed and a friend named Ashley Le Roux, orchestrated 13 fraudulent loans from Capitec bank  to the tune of R1.5 million between 8 August 2016 and 2 February 2017 in Graaff-Reinet.

Presensie assumed responsibility for the theft of more than R500 000. 

Mahomed has since pleaded guilty and has been sentenced to five years in prison, but Le Roux has decided to pursue the trial route.

According to the Hawks, Presensie and Le Roux would transport desperate bank clients from Joubertina to the bank to apply for loans. 

READ | Former OR Tambo Municipality accountant gets 15 years for stealing R9.8m

"The two would further assist with manufacturing false documentation. It is reported that huge loans were processed and approved for undeserving clients," Hawks spokesperson Yolisa Mgolodela said.

Mgolodela added that the accused would receive the lion's share of the loans and give small amounts to the applicants. 

Mgolodela said:

Most of the clients were not aware of the orchestration and had an impression that everything was legitimate.

Capitec Bank lodged a complaint with the Hawks' Serious Commercial Crime Investigation Unit in Gqeberha.

The three were arrested on 12 February 2019 and released on R1 000 bail each the same day.

Presensie will be sentenced on 3 August and Le Roux's case has been postponed to 29 June.

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