4 ways to cut down on expenses


Screen Shot 2016-04-20 at 11.04.30 AM Making changes to your finances, and living within your means is possible. As we know, prices of everything – from bread to petrol – have risen astronomically, and many of us a barely making it to the end of the month. As a result, we must scale back when it comes to spending. Financial expert, Lee Bromfield, shows you how you can cut down on your expenses, and still avoid risking your family’s financial future: Make subtle lifestyle changes Avoiding peak-hour traffic, or choose the most cost-effective public transport to get to work to save on fuel expenses. Shop wisely Always pay attention to retail specials for household necessities such as food. Sometimes it’s cheaper to buy certain goods in bulk to last you a few months. Pay attention to loyalty scheme benefits Nowadays, almost every retailer has some kind of loyalty programme. Even local banks reward people for using their cards instead of withdrawing cash. Limit wastage Make your family (especially your kids) aware of the need to make every cent go a long way. Instead of buying small lunch packs at school, encourage them to prepare their lunch and snacks at home.

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