Here's how to protect yourself from sexually transmitted debt

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A couple discussing finances
A couple discussing finances

Sexually transmitted debt is when you find yourself being responsible for, or having inherited your partner’s financial debt in a relationship or marriage, usually due to a marriage contract, or a spouse being misled to take debt in their own name.

“Who you marry or do life with will determine how  financially successful or not, you will become,” reads a quote from personal finance guru and columnist, Mapalo Makhu’s Woman & Finance blog, which educates women on how to take charge of their finances. It speaks to establishing financial compatibility with a potential partner before committing to a relationship or marriage.

READ MORE: When is the right time to discuss money with your partner?

According to money coach and bestselling author of Money and Black People: Why Black People Don’t Have Money, How to Heal Your Money Story, Busi Selesho, financial compatibility can be achieved when both partners have worked on their different money trauma stories, and understand their money blueprint.

“It’s about understanding that some people’s money blue print is about preserving money - they save every cent and don’t spend on anything. While other people’s blueprint is about making a lot of money and spending it. When you understand your money blueprint and fix what doesn’t serve you, you can be compatible with another person,” she says.

Ninety percent of marriages end due to money, whether there is more or less of it. 

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