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16 secrets of successful savers

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Illustration photo by Ogo from Pexels
Illustration photo by Ogo from Pexels

1 - Track your expenses

Figure out what you're spending money on. "To keep track of my expenses, every now and then I keep a diary that records every cent I spend over a period of time. This can also be done with an iPhone app like iExpense. I then put together a spreadsheet, which groups my expenses, to work out where I've been overspending." Ada, 29.

2 - Points of interest

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