What if you live to be 100? Here's expert advice on how to plan for your retirement

When you’re just busy trying to survive it’s easy to get caught up in the day-to-day and not bother to think ahead to life after you retire.

But too few people spend enough time thinking about what retirement means to them, says financial planner Wynand Gouws, author of To 100 & Beyond: How to Make Your Money Last as Long as You Do.

It’s especially important to think about it now because the number of people living into their 80s and 90s is growing by the day. The notion that you have to retire at 60 is also becoming outdated.