Your money: Can I claim for damages or loss because of loadshedding?

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Photo: Gallo Images/Getty Images
Photo: Gallo Images/Getty Images

Loadshedding is here to stay – at least for the foreseeable future. That’s why it’s important to establish if your insurance covers damages or losses to your property or electronic equipment caused by frequent electricity outages.

THEFT

Burglars might exploit loadshedding as it disables alarms and electric fences – unless there are backup batteries. Most insurers pay out claims for burglaries that happened during loadshedding, as long as they weren’t due to the client’s negligence (such as that the alarm was faulty anyway) or lack of proper maintenance (such as failing to replace a dead backup battery).

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