YOUR MONEY | What may happen if someone else drives my car?

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It can happen quite easily that someone else drives around in your car, or that a parent gives their old car to their child. Then if an accident happens, they take it for granted that the insurance will pay out.

Unfortunately it’s not that simple, because the insurer also has to know exactly what risk they insure against. You can’t just name your dad as the regular driver of your car because he has a good claims history and you’re able to get a low premium on his risk profile.

That way you might just crash with the truth. This week we explain how insurance views the naming of regular drivers and what happens if it’s not complied with.

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