Here's how to protect you credit card history

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Woman managing her credit. (PHOTO: 
Westend61/Getty Images)
Woman managing her credit. (PHOTO: Westend61/Getty Images)
Westend61

Many consumers who have a credit record that contains incorrect information only realise this when it’s too late. They usually only notice this may be the case when a loan they applied for is declined, or if the credit supplier offers a loan but at a higher interest rate. Luckily, errors can be corrected. Here’s what you need to do.

Be on the lookout for these common errors

Credit bureaus receive information from different service providers such as banks, shops, insurers and cellphone companies. It may be the case that the wrong information is sent or that the credit bureau doesn’t record it correctly.

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