YOUR MONEY | Insurance and smoking or vaping

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(Photo: GALLO IMAGES/GETTY IMAGES)
(Photo: GALLO IMAGES/GETTY IMAGES)

Of the world’s 1,1 billion smokers 60% want to quit and many resort to e-cigarettes in the process, according to ­research by the World Health Organisation.

These smokers believe e-cigarettes, hubbly- bubblies and vaping aren’t nearly as damaging to their health as cigarettes – but why then do they have to pay so much more in insurance premiums than nonsmokers?

This week we answer questions about smoking and insurance premiums.

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